Mold Safe

mold safe
This agreement (MoldSafe) is serviced and underwritten by Residential Warranty Services (RWS) and is provided free of charge by your home inspector as a part of your paid and completed home inspection.
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House Inspection Associates
(703) 453-0442
www.HouseInspectionAssociates.com

Term: MoldSafe protection is offered for a period of 90 days following the date of the inspection, or 22 days after closing, whichever comes later. All claims must be received by RWS within the term of the agreement. An extension of coverage may be made available at a nominal fee at the conclusion of this agreement. This agreement is not transferable to any other property outside of the one listed on your home inspection report.

Coverage: During the agreement term, only the following is covered: New visible mold- During the course of your home inspection and in your home inspection report, if there were no visible mold or moisture issues reported, this agreement covers the remediation (removal) of visible mold on surfaces permanently installed in the subject property.

Covered Repairs: This agreement covers only repairs as specified and excludes all others. Coverage is limited to $2000 in aggregate. Only new visible mold growth that occurs after the date of the inspection is covered. This agreement does not cover repairs to components that need to be replaced but rather just covers their removal. Many surfaces can be treated and cleaned without such removal. This policy does not cover mold resulting from insurable events including but not limited to floods, rain/water intrusion, or any other peril. This is not homeowner’s insurance policy.

Exclusions: RWS will not be responsible for any of the following; a. Repairing anything that occurred before the start date of this agreement.b. Repairing anything that wasn’t reported to RWS during the term of this agreement.c. Repairing anything caused by you and/or third parties.d. Repairing anything in a home that is being renovated.e. Repairing anything caused by natural acts or disasters included but not limited to floods, landslides, sinkholes, plumbing line breakages, or any insurable cause.f. Repairing anything required by any other party (city, state, federal, or other party) unless otherwise covered by this agreement.g. Repairing any openings or damage caused to walls or floors as a result of investigation or repair of a covered issue.h. Any and all medical issues related to mold, mildew, or any other organic growth.

RWS’ Right to Review. RWS reserves the right to have its own contractor review any diagnosis, estimate, and bid on any project covered under this agreement. RWS shall choose the acceptable estimate in its sole discretion for coverage. This guarantee and all related disputes shall be interpreted and enforced in accordance with the laws of Hamilton County in the State of Indiana without reference to, and regardless of, any applicable choice or conflicts of laws principles.

Claim Procedures. Written notification of claim including items 1, 2, and 3 must be received by RWS prior to the expiration of the coverage term. All claims shall be made by the buyer of record only after they have taken possession of the home and must be received within 90 days of the inspection or within 22 days of closing, whichever comes later.

FAQ

Frequently Asked Questions

HOW DO I CHOOSE A GOOD HOME INSPECTOR?

Choosing a good Home Inspector is key. There are many out there so be sure to do your research first. Look for an inspector with extensive experience, certifications, credentials and insurance.

WHAT CERTIFICATIONS AND/OR CREDENTIALS SHOULD A GOOD HOME INSPECTOR OFFER?

Look for an Inspector that is affiliated with ASHI (American Society of Home Inspectors.) An Inspector with certifications in areas of importance such as Radon Testing, Mold Testing and Remediation, is also key to providing you a thorough inspection.

WHY CAN’T I HAVE SOMEONE IN MY FAMILY WHO IS VERY HANDY OR A CONTRACTOR, INSPECT MY NEW HOME?

This is the biggest mistake many potential new homeowners make when purchasing a home. Although the person you are considering may be very skilled, most likely, they are not trained or experienced at professional Home Inspections. Professional Home Inspection is a unique skill like no other. Professional Inspectors have a keen instinct for problems. This instinct takes extensive training and years of experience to develop.

HOW LONG WILL THE INSPECTION TAKE?

Most Inspections take about two to three hours. These times may vary depending on the size, age & condition of the home.

SHOULD I BE PRESENT DURING AN INSPECTION?

Yes; we recommend that clients not only be present during the inspection, but also involved. Home Inspection Professionals strive to be the best and a big part of how we do that is by educating our clients about the property they are looking to purchase. By being a part of the process, clients not only become familiar with the subject property but also become informed about the investment opportunity they are faced with.

CAN A HOUSE FAIL AN INSPECTION?

There is no pass or fail. While it is true that a thorough home inspection may uncover areas of concern, some which may present costly repairs, a need for updates and improvements or future maintenance and upkeep challenges, the evaluation may also bring to light attractive and valuable assets which sometimes lie hidden under the surface. HIA’s 1600 point home inspection gives clients a piece of mind, allowing them to be confidence in their buying decision.

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All of our uniformed home inspection professionals are Licensed, Insured and members of ASHI, which has the highest standards of practice and code of ethics. We’ve performed thousands of home inspections and work with some of the top real estate professionals in Washington DC area.